Consumer Loan Manager - Relocation Provided

Location: Sacramento
Posted on: October 19, 2024

Job Description:

DESCRIPTION:

Plans, directs, organizes and control the activities and staff involved in administering the loan program.

DUTIES AND RESPONSIBILITIES:

Provides for the review of loan applications for conformance to established loan policies, completeness of documentation, accurate preparation, and quality of underwriting.

Oversees Indirect Lending Program.

Develops recommendations regarding loan products, pricing, policies and guidelines for review by senior management.

Reviews loan performance and delinquency rates and recommends remedial actions.

Reviews loan quality control reports and takes steps to mitigate risk and/or improve loan quality.

Implements controls to ensure effective loan operations.

Develops, coordinates, and implements procedures necessary to achieve a high member satisfaction scores.

Responsible for achieving departmental annual loan production goals through lending staff.

Exercise awareness in regards to suspicious activity, money laundering or fraudulent behavior as it relates to cash transactions and overall transaction activity and document any such behavior so SAR filings can be considered.

Ensure compliance with all safety, security and compliance programs including but not limited to BSA, AML, OFAC, Branch Security and Safety.

Perform all other related duties as assigned.

Supervisory Responsibilities:

Directly supervises 13-20 employees in the Lending Department. Manages and carries out supervisory responsibilities in accordance with the Credit Union?s policies, procedures and applicable laws and regulations. Responsibilities include interviewing, hiring, and training employees; planning, assigning, directing and evaluating work; conducting performance appraisals; rewarding and disciplining employees; addressing complaints and resolving problems. Shares responsibility for excellence in member service through staffing, training, coaching, and leading by example.

Bachelor?s degree (B.A.) from four-year college or university; or four to five years? related experience and/or training; or equivalent combination of education, experience and training.

Must have at least three years management experience.

Requires superior working knowledge of Regulations B, E and Z, Fair Lending, Fair Credit Reporting, Consumer Protection laws, Bankruptcy laws, Right to Financial Privacy Act, and any other regulations or laws pertinent to consumer lending.

Experience in financial institution preferred.

We are an equal employment opportunity employer and will consider all qualified candidates without regard to disability or protected veteran status.

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